The Euresa-life contract is available on the basis of an initial investment of EUR 15 000 (*). You can increase your savings at any time by making additional deposits of a minimum of EUR 1 500 (*).
The sums of money that you deposit under the terms of your contract are available at all times as you have the option of partially or fully redeeming the investments made under the latter and this is the case throughout the entire duration of the term of your contract.
Deposits and redemptions can be made in the leading European currencies (EUR, CHF, GBP), in US dollars and yen. The investment products eligible under the contract are also available in the main currencies.
The contract can be used as security when applying for a loan (**).
The Euresa-life contract can be subscribed by several policyholders and with several insured persons. Joint applications can therefore be made by husband and wife in order to ensure the payment of a sum to a surviving spouse in the event of the death of either. Please contact one of our financial advisers for specific information and to find out about the advantages of joint or multiple subscription and related mechanisms.
Our general terms establish that the capital paid upon in the event of death is valorised in accordance with the value of the units of account incorporated under the contract on the date of same. It is also possible to take out an additional guaranteed death benefit insurance (***). Taking out an additional death benefit insurance makes it possible to increase the capital that will be paid to the beneficiary(ies) of the contract in the event of the death of the insured person.
(*) This minimum amount may increase depending on the type of contract entered into.
(**) Subject to acceptance of the file by the company.
(***) These may be entered into by replacing the lower limit guarantee when such guarantee is contractually provided for in the contract.