Tailor-made Funds
Private management in the form of "life insurance" exists!
- You are a demanding and informed investor with a capital of at least EUR 250 000 to invest. Naturally, you seek the best return on your assets.
- You would like your assets to be managed strictly in accordance with your risk profile and your financial requirements by making the most of the expertise of an asset manager.
- You believe that truly bespoke management must be able to be based on a wide range of assets, shares, bonds, investment funds and must even be open to alternative management.
Very often, several of these are combined. Solutions exist on various European financial markets in particular with asset managers. However, this approach often obliges you to move away from life insurance and the whole range of associated tax and inheritance advantages.
Through its "Dedicated management" solution, Euresa-life, meets all of these requirements by guaranteeing you the benefits and advantages inherent in insurance products. We have devised a topof-the-range solution for you which offers "private management" in the form of life insurance.
The "Dedicated Management" solution offers the establishment of your insurance contract which is directly invested under the terms of your Dedicated Management:
A reserved fund
This fund is reserved for you inasmuch as it can only be invested under the terms of your contract.
Bespoke management
The dedicated fund is managed entirely independently by an asset manager (authorized asset manager). This also ensures bespoke management of your fund in accordance with the rules and the management strategy determined by yourself beforehand.
Determination of the management strategy is a fundamental prerequisite for the creation of bespoke dedicated management as all the management principles of your fund will be derived from this. In practice, you determine this management strategy in collaboration with the future manager of your fund and your financial adviser. So you work together to define your precise management objectives as regards the degree of risk that you wish to take, the return that you seek and your personal wishes.
Of course, the strategy employed can be reviewed over time in order to develop your dedicated fund at the same rate as your personal objectives.
The expertise of a professional
The manager will employ all his know-how, expertise and tools for processing the financial information at its disposal with a view to achieving the objectives set strictly within the framework that has been agreed and in compliance with the legal provisions in Luxembourg as regards investment in a dedicated fund.
The company offers you the option of entrusting the management of your savings to one of its partner managers but you are free to propose the authorized manager of your choice.
Regulated diversity
This fund can be invested in a large number of types of asset categories (shares, bonds, investment funds, alternative management funds). The distribution of assets, like their eligibility, must always comply with the prudential regulations issued by the Commissariat aux Assurances (Insurance Commission) of Luxembourg in order to best protect your interests.
Privileged information
Wealth management, as we conceive of it, cannot be considered without regular quality informative monitoring. As holder of a dedicated fund, you are regularly provided with privileged information enabling you to follow the management of your dedicated fund. We will provide you with reports supplying you with clear and concise information.
An accessible offer
This asset management carried out within the advantageous framework of life insurance is available starting at EUR 250 000 on the basis of a life insurance or capitalization contract.