Diversified Investment Products

Investing via investment funds has the advantage of ensuring considerable diversification of assets and consequently reducing the risks inherent in stock market investment. However, transferring your investment to funds, also provides you with the skills and know how of asset managers.

In order to put together a quality fund offer, Euresa-life has selected a wide range of investment funds for you to choose from and, with your adviser, put together a portfolio that is tailored to your investment requirements.

The company has opted for diversification in the range of funds in order to enable you to reduce the overall risk associated with your portfolio and combine funds with different styles, management strategies, asset categories and currencies.

This diversity is reflected, in the first place, by the presence in our range of a large number of different managers chosen from among the best-known names in international finance. Next, our range of products covers all of the main investment fund industry categories.

Investment with potential for development

The structure of the investment that you determine when entering into a contract is not fixed. You are free to review the composition of your portfolio and carry out arbitrage (switches) at any time.

Similarly, any additional deposits that you make under your policy may be distributed as you choose, independently of the composition of funds existing under your contract.

Access to financial products with preferential conditions

• Disappearance of the minimum cover required: you no longer have to concern yourself with minimum amounts in order to gain access to investment funds such as those imposed by the managers (*) which are a significant barrier to subscription to numerous funds for an individual. Henceforth, you can subscribe to these funds freely and simply via your Euresa-life contract.
• Significant reduction of the cost of access to funds: the company purchases fund shares from managers in order to convert them into units of account for investment under the terms of the contract. The purchase or sale of these shares is carried out under preferential conditions agreed between institutional investors of the finance sector which means that you benefit from minimum or no entrance costs.

A responsive contract

• Investments and operations (arbitrage, redemption, etc.) under the terms of the contract are handled on the basis of the next available quote as of the value date, i.e. the following day (D1) in the case of funds quoted daily, provided that the company is in possession of all elements necessary for the acceptance of the operation as established in the general conditions.
• Management charges are deducted under the terms of the contract on a daily, pro rata basis.

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An attractive investment product

Management Partners