The principle of Free Provision of Services entitles all European citizens to take out an insurance policy issued by an insurer established in an EU country. This freedom of access to all European products falls within the framework of the establishment of the single European market and the principle of the free circulation of products and services within the EU.
With a view to optimum competition, added value insurance products are therefore freely and entirely legitimately available to European savers.
European institutions have put legislation in place which entitles all insurers to sell their products in other member states while providing consumers with security and significant legal protection.
Insurance companies such as Euresa-life operating under the principle of Free Provision of Services are subject to European law in this field and also have a duty to comply with the provisions of common interest in force in the policyholder's country of residence.